Crime Happens: Protecting Your Home and Vehicles

As much as we’d like to pretend that crime only happens “somewhere else” or is simply something we see in the news, the reality is that crime can happen anywhere, anytime, and no one’s neighborhood is immune to it. Vandalism, theft, or worse plagues communities of all sizes and types, and if you aren’t prepared, you could be left with damages and expenses coming out of your own pocket. Of course, prevention is always better than repair after the fact, and we want to make sure you, our readers, have the information you need to protect your home, vehicle, and possessions from whatever might come your way.

When it comes to your home, there are plenty of ways you can make yourself less appealing as a target of petty crime. First, keeping your home and property well-lit is a deterrent for those wanting to use the cover of darkness for acts of vandalism or for breaking into your home. Spotlights on the front of your home, specifically around window areas is a great way to achieve this, as well as front and back porch lighting, lighting that covers your driveway, and even backyard lighting if your property size is on the larger side. In addition to lighting, frequently checking locks on doors and windows to ensure that they are secure and functional is important when warding off break-ins since criminals often hit homes that are easily accessible and considered vulnerable. Finally, investing in a security system is a great way to make yourself much less desirable to those meaning harm to your property, as these systems trigger not only a loud alarm that would alert surrounding people, but typically alert local authorities as well and dispatch them to your home in a short amount of time.

Protecting your vehicle is much the same. If possible, park inside your garage at night to offer maximum security, but if you can’t, be sure all windows are rolled up and doors to the vehicle are solidly locked. NEVER keep anything of value in your car, including money, electronics, or weapons (specifically firearms). Anything that could be deemed valuable by a thief is enough of a reason to break into your car. Much like protecting your house, keeping the area in which you park your car well-lit is key in making you less likely to be hit by a passerby with unsavory intentions. Many modern cars are also equipped with an alarm system, so be sure to make sure it’s set each evening before you turn in.

Of course, the best way to protect any possession from the risk of theft or vandalism is by investing in an insurance policy that covers these issues and more. Carroll Marshall Insurance works with the top providers in the industry, and we know the details of coverage in Florida, which means we know exactly where to look so you get the best possible rate and the most comprehensive coverage. Give us a call to discuss your options!