Meet the Team

Larry Marshall is a Winter Haven native. He earned his Eagle Scout designation as a teenager and brings those same values to the insurance agency. A graduate of Winter Haven High School and the University of Florida, Larry has dedicated his career to serving the insurance needs of his neighbors and friends in Winter Haven, Florida. An Accredited Advisor in Insurance since 1982, Larry’s specialty is commercial insurance. Larry is president and in charge of the management of the agency. Larry is an active member of the Florida Association of Insurance Agents, the Winter Haven Chamber of Commerce, the Florida Club and First Presbyterian Church. Larry enjoys boating on the west coast with his family and friends.

Accredited Advisor in Insurance

Larry Marshall

Candy Carroll Marshall was also born in Winter Haven and graduated from Winter Haven High School before earning her BSBA degree from the University of Florida. After 14 years spent working in the Corporate offices of Scotty’s Home Builders, Candy came to work at the Winter Haven Insurance agency with her father Harry Carroll and husband, Larry Marshall.  Candy enjoys working as the accountant for the agency that has serviced Winter Haven for over 61 years.  Candy’s legacy is continued in her two grown children, Dusty and Courtney. Dusty works alongside his parents at the family firm, and Courtney lives and works in Winter Haven.

Candy Carroll Marshall

Candy Carroll Marshall

Dusty Marshall is the third generation of this Winter Haven family to focus on the insurance needs of the Winter Haven community.  Born in Winter Haven, Dusty earned his bachelor’s degree in Business Administration and Finance from Florida Southern College. Dusty has worked in the Insurance agency since college and has worked his way up to Vice President.  Dusty has also earned Eagle Scout designation, and true to his Florida roots, enjoys fishing on Florida’s west coast.

Dusty Marshall

Dusty Marshall

Joe Stephens is a native of North Florida. He attended Huntingdon College in Montgomery, Alabama before graduating from the University of West Florida in Pensacola.  Joe has been in the insurance industry since 1975, and has spent his career in diverse Florida insurance fields. Joe received intensive life insurance training from Metropolitan Life and has earned Certified Insurance Counselor (CIC) and Chartered Property and Casualty Underwriter (CPCU) designations.  Joe joined Carroll Marshall Insurance in Winter Haven in 2010, handling home, auto, commercial and life insurance.

Certified Insurance Counselor and Chartered Property and Casualty Underwriter

Joe Stephens

Jessica Guerard is relatively new to the insurance field but gained extensive customer service training and skills while she worked for Publix Supermarkets, Inc. for 11 years. Hired as a receptionist, Jessica is now a licensed personal lines customer service representative offering service and new business sales for home and auto insurance needs. Jessica was born and raised in Sebring, FL where she graduated high school and attended South Florida Community College. She is married to lifelong Polk County resident, William, and together they have a son, Liam.

Jessica Guerard

Jessica Guerard

Megan Wiggins was born in Winter Haven and graduated from Auburndale Senior High School with high honors and is currently still in college. She is the receptionist here at Carroll Marshall Insurance and enjoys assisting others with their needs. Megan loves to answer any questions that customers may have and invites you to give Carroll-Marshall Insurance a call with all your insurance needs. 

Megan Wiggins

Megan Wiggins

Perry Nason is another Winter Haven native on the Carroll Marshall Insurance team. Perry is also a lifelong career insurance agent who began specializing in retirement planning.  Although Perry is still focused on helping retirees transition to “the longest vacation of their lives,” Perry has expanded his product knowledge to include all lines of available insurance.  At Carroll Marshall Insurance, Perry serves the Winter Haven community as a Life, Health and Retirement specialist, while offering home, auto, personal umbrella and business insurance coverage.  Perry is fully licensed by the state of Florida in all lines of insurance and is available as a personal and business Risk Advisor.Perry and his wife Kimberly are active members of Beymer United Methodist Church in Winter Haven.  Perry likes to spend his free time enjoying the golf courses in Winter Haven.

Insurance Risk Advisor

Perry Nason

Sadie Marshall began her career as office mascot. With a keen eye and attention to detail, Sadie is now the office supervisor. Sadie ensures that clients are properly greeted upon arrival.

Office Supervisor

Sadie Marshall

The Insurance professionals at Carroll-Marshall Insurance in Winter Haven are available to help you with automobile insurance, homeowners insurance, renters insurance, life insurance, businessowners insurance and boat insurance. Call us today at (863) 293-1111.

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