Scared? Why Inadequate Life Coverage Should Terrify You

Halloween is less than a week away, and during this season full of spooks, ghosts, and ghouls “scary” is a goal most people strive for.  Unfortunately though, something more scary than a few fun decorations and costumes faces some families.  So what makes them worry more than a witch or grim reaper?

Not having adequate life insurance coverage.

In today’s world, many people are unable to pay for basic needs and/or care out of pocket when faced with something unexpected like an injury, sickness, death, or other disaster.  For most families, this is when insurance steps in and fills the “gap”, ensuring they have what they need and are taken care of.  However, there are individuals who do not have this coverage, and what’s worse, they are under the impression that they can’t afford it, or don’t need it.

These are the people who will find themselves in dire situations when a loved one falls ill or has a serious injury, or they lose a spouse or child unexpectedly, and they don’t have insurance coverage. Medical care, hospital stays, therapies, and in the case of death, funeral and burial costs, can quickly reach well over $20,000, and unless you keep that kind of money sitting at home, it can be financially devastating if you aren’t prepared.  We want to get the message out that insurance coverage is within your reach.  For less than you’d spend on a cup of specialty coffee each day, or a dinner out with your family each month, you can have life insurance coverage for yourself and the ones you care about.  For health coverage we can work with you to evaluate your budget, your needs, and your current situation, and come up with a plan that is suited for you and your family specifically.

Don’t spend your Halloween and upcoming holiday season scared of what could happen to you and your family.  Call us here at Carroll Marshall Insurance and see how we can help you be prepared for whatever comes your way.  We will work with you to find a plan that fits your needs without overextending your budget, and we can make sure you understand the details of any plan you choose.  We will take the fear out of the insurance process.

Happy Halloween from Carroll Marshall Insurance!