Making the Choice About Pet Insurance

old-dog-3303296_640Do you have a furry friend at home that you consider part of the family? Did you know there is a way you can protect their health and wellness? Pet insurance is a type of policy that has gained popularity over the past few years, yet not everyone understands how the coverage works, and what it means for their family. These types of policies cover a multitude of things related to your canine (or feline, feathered or small-mammal) friend, including:

  • treatment due to illness or accident
  • boarding fees accrued during medical treatments
  • euthanasia and/or cremation fees
  • payouts for stolen pets (usually the market price for the stolen animal)
  • and more…

The cost of pet insurance varies widely, depending on what type of policy you choose.  Some policies cover only a set amount toward injury or illness, and once treatment extends beyond that you are responsible for additional costs.  Other policies have a time-limit on certain treatments for various illnesses or injuries, while still others cover your pet exclusively for life (usually the most expensive option).  What type of protection plan you choose for your animal companion depends on an array of factors like your budget for the monthly premium, how much your pet is worth, whether your pet is a pure breed, the gender of your pet, and more.  Policies take all of these items into account when determining the price of your policy, and that will help you make the best and most educated decision for your pet. 

It’s important to mention that these plans are not for everyone, and you need to do your own research to decide if pet insurance is worth your investment. Factors included in this decision are the age of your pet, cost of pet PLUS cost of insurance coverage for them, and their overall health at the time of the decision-making. Weighing out these things will help you make the most informed decision for your own family and protect your pet in the way you see fit. If you have questions about your own policies, from your pet to your home’s protection, give us a call.  Carroll Marshall Insurance is here to address your concerns and give you answers to help you make the wisest decision for your own unique situation.  Schedule an appointment or stop by our Winter Haven office!

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